Ema Ndon

Monday 4 November 2013

9 Tips for Growing a Successful Business

9 Tips For Growing A Successful Business

February 26 2009| Filed Under » Life Stage - Career, Small Business, Small Business Tax

To succeed in business today, you need to be flexible and have good planning and organizational skills. Many people start a business thinking that they'll turn on their computers or open their doors and start making money - only to find that making money in a business is much more difficult than they thought. You can avoid this in your business ventures by taking your time and planning out all the necessary steps you need to reach to achieve success. Read on to find out how.

1. Get Organized
To be successful in business you need to be organized. Organization will help you complete tasks and stay on top of things to be done. A good way to do this is to create a to-do list each day - as you complete each item, check it off your list. This will ensure that you're not forgetting anything and you're completing all the tasks that are essential to the survival of your business.

2. Keep Detailed Records
All successful businesses keep detailed records. By keeping detailed records, you'll know where the business stands financially and what potential challenges you could be facing. Just knowing this gives you time to create strategies to overcome the obstacles that can prevent you from being successful and growing your business.

3. Analyze Your Competition
Competition breeds the best results. To be successful, you can't be afraid to study and learn from your competitors. After all, they may be doing something right that you can implement in your business to make more money.

4. Understand the Risks and Rewards
The key to being successful is taking calculated risks to help your business grow. A good question to ask is "What's the downside?" If you can answer this question, then you know what the worst-case scenario is. This knowledge will allow you to take the kinds of calculated risks that can generate tremendous rewards for your business.

5. Be Creative
Always be looking for ways to improve your business and to make it stand out from the competition. Recognize that you don't know everything and be open to new ideas and new approaches to your business.

Penny Stock of the Day

6. Stay Focused
The old saying that "Rome was not built in a day" applies here. Just because you open a business doesn't mean that you're going to immediately start making money. It takes time to let people know who you are, so stay focused on achieving your short-term goals and give the rest time to come together on its own.

7. Prepare to Make Sacrifices
The lead-up to starting a business is hard work, but after you open your doors, your work has just begun. In many cases, you have to put in more time than you would if you were working for someone else. In turn, you have to make sacrifices, such as spending less time with family and friends in order to be successful.

8. Provide Great Service
There are many successful businesses that forget that providing great customer service is important. If you provide better service for your customers, they'll be more inclined to come to you the next time they need something instead of going to your competition.

9. Be Consistent
Consistency is key component to making money in business. You have to consistently keep doing the things necessary to be successful day in and day out. This will create long-term positive habits that will help you make money over the long term.

Conclusion
Starting and running and running a successful business can be rewarding and challenging. Success requires focus, discipline and perseverance. However, success will not come over night - it requires a long-term focus and that you remain consistent in challenging environments.

Monday 14 October 2013

The Intelligent Investor

The Intelligent Investor: Benjamin Graham

March 24 2011| Filed Under » Benjamin Graham, Buy and Hold, Finance/Economics Pioneer, Financial Theory, Money Management, Value Investing

Serious physicists read about Sir Isaac Newton to learn his teachings about gravity and motion. Serious investors read Benjamin Graham's work to learn about finance and investments.

Known as "the father of value investing" and the "Dean of Wall Street", Ben Graham (1894-1976) excelled at making money in the stock market for himself and his clients without taking big risks. Graham created and taught many principles of investing safely and successfully that modern investors continue to use today. (Looking for some good books to read? See Ten Books Every Investor Should Read, Books Worth Investing In and Investing Books It Pays To Read.)

These ideas were built on Graham's diligent, almost surgical, financial evaluation of companies. His experience led to simple, effective logic, upon which Graham built a successful method for investing.

TUTORIAL: Investing 101 For Beginner Investors

His Legacy
Graham's work is legendary in investment circles. He's been credited as the creator of the security analysis profession, and the man who formed the Chartered Financial Analyst (CFA) designation (through both his writings and his work on the subject).

While best known as Warren Buffett's mentor, Graham was also a famous author, most notably for his books, "Security Analysis" (1934) and "The Intelligent Investor" (1949). Graham was one of the first to solely use financial analysis to successfully invest in stocks. He was also instrumental in drafting many elements of the Securities Act of 1933, also known as the "Truth in Securities Act", which, among other things, required companies to provide financial statements certified by independent accountants. This made Graham's work of financial analysis much easier and more efficient, and in this new paradigm, he succeeded. (To learn more about Buffett or other great investors, read Warren Buffett: How He Does It, What Is Warren Buffett's Investing Style? and Financial Wisdom From Three Wise Men.)

His Beginnings
Graham was a star student at ColumbiaUniversity, and went to work on Wall Street shortly after graduation in 1914. He built up a sizable personal nest egg over the next 15 years with the use of his keen attention to details. Even so, he hadn't yet honed his investment strategy.

He lost most of his money in the stock market crash of 1929 and the subsequent Great Depression. After learning a hard lesson about risk, he wrote "Security Analysis" (published in 1934), which chronicled Graham's methods to analyze and value securities. This book has been used for decades in finance courses as the seminal work in the field.

His Highs and Lows
His losses in the stock market crash of 1929 and the subsequent bear market during the Great Depression lead Graham to hone his investment techniques. These techniques sought to profit in stocks while minimizing downside risk. He did this by buying shares of companies whose shares traded far below the companies' liquidation value. (To find out more about these desperate times, check out The Greatest Market Crashes and The Stock Market: A Look Back.)

In simple terms, his goal was to buy a dollar's worth of assets for 50 cents, and he did that very well, both in theory and in practice.

There were two general ways that Graham used to do this. The first method was the use of market psychology. That is, using the fear and greed of the market to his advantage. The second was to invest by the numbers.

His Theories: "Mr. Market" and Margin of Safety
Graham stressed the importance of looking at the market as one would a business partner who offers to buy you out, or sell you his interest daily. Graham referred to this imaginary person as "Mr. Market". Graham said that sometimes Mr. Market's price makes sense, but sometimes it is way too high or low given the economic realities of the business.

You, as the investor, are free to buy Mr. Market's interest, sell out to him or even ignore him if you don't like his price. You may ignore him because he always comes back tomorrow with a different offer. This is the "use market" psychology. Graham viewed the freedom to be able to say "no" as a major advantage the average investor had over the professional who was required to be invested at all times, regardless of the current valuation of securities.

Graham also stressed the importance of always having a margin of safety in one's investments. This meant only buying into a stock at a price that is well below a conservative value of the business. This is important because it allows profit on the upside as the market eventually revalues the stock to its fair value, and it also gives some protection on the downside if things don't work out as planned and the business falters. This was the mathematical side of his work.

His Life as a Great Investor and Teacher
In addition to his investment work, Graham taught a class in security analysis at his alma mater, ColumbiaUniversity. Here, he was fascinated with the process and strategy of investing - just as much as he was fascinated with making money. To this end, he wrote "The Intelligent Investor" in 1949. This book provided more practical advice to the common investor than did "Security Analysis", and it became one of the best-selling investment books of all time.

Warren Buffett describes "The Intelligent Investor" as "by far the best book on investing ever written" - high praise for a relatively simple book. Buffett has said that Graham was incredibly generous toward others especially with his investment ideas. In fact, Graham spent the better part of his retirement years working on new, simplified formulas to help average investors invest in stocks. Buffett now too follows this credo as he views his annual meetings as a chance to share his knowledge with the average investor.

After reading "The Intelligent Investor" at 19, Buffett enrolled in ColumbiaBusinessSchool in order to study under Graham, and they subsequently developed a lifelong friendship. Later, he worked for Graham at his company, the Graham-Newman Corporation, which was similar to a closed-end mutual fund. Buffett worked there for two years until Graham decided to close the business and retire.

Afterward, many of Graham's clients asked Warren Buffett to manage their money, and, as they say, the rest is history. Buffett went on to develop his own strategy, which differed from Graham's in that he stressed the importance of a business's quality and of holding investments indefinitely. Graham would typically invest based purely on the numbers of a company, and he would sell an investment at a predetermined value. Even so, Buffett has said that no one ever lost money by following Graham's methods and advice.

If you're really interested in getting better results from your investments, then you should to read (and even re-read) Graham's work.

His Return on Investments
If you're wondering how Graham fared on his investments, it has been said that he averaged about a 20% annual return through his many years of managing money, although details of Graham's investments are not readily available. He achieved these results at a time when buying common stocks was widely regarded as a pure gamble, but Graham bought stocks with a method that both provided both low risk and a good return. For this reason, Graham was a true pioneer of financial analysis.

Note: To learn more about Graham and his students, check out the appendix and postscript of "The Intelligent Investor" (Harper and Row, 1976 edition).

To find out about more investing gurus, see our Greatest Investors tutorial

What the Bible says about money

"The Biblical Money Code"

Discover the Lost Investment Principles of Scripture to go from
being a Saver . . . to an Investor . . . to a Philanthropist

Imagine if you had a secret code for making money . . . a code buried deep within Biblical text. A code that certain investment titans have quietly exploited to amass billions. And what if this code could be used by you, today, to unlock vast amounts of wealth — safely and ethically.

Today, you'll discover the often forgotten principles of wealth creation embedded in ancient Biblical texts . . . a system applied by some of the most successful people in history.

What's more, you'll discover how you can use this code in your own life to get out of debt . . . make sound investments . . . and morally build substantial wealth for your family and your community.

And it starts with one small, life-changing step you can take today.

As you might guess, the Bible's "money code" isn't about getting rich quick, but perhaps more shocking, the "money code" isn't about playing it "safe" either.

Investment expert and former pastor Sean Hyman guides you through the confusing attitudes people have toward money and wealth . . . and helps you understand what the Bible actually says about the proper use of the resources we have been given.

Sean actually used this money code to go from making $15,000 a year to now giving away up to $50,000 per year. It's the same code he used to help his father turn a $40,000 retirement account into $396,000. And it's the same code is he used to help a friend turn $2,000 into $10,000 in the matter of about one year.

I urge you to pay close attention . . . because I guarantee the Biblical principles you'll discover, or perhaps rediscover, will change your life.

And at the end of this report, you'll get some specific, practical investment recommendations that you can put into practice immediately.

And now, here's Sean Hyman . . .

Many people misquote the Bible when they say "money is the root of all evil."

In his letter to Timothy, the Apostle Paul actually says "the love of money is the root of all kinds of evil."

That's a HUGE difference in meaning . . . and the implications are immense.

And that's because the LOVE of money — perhaps more than anything else in this world — has led to family conflict, civil strife, and all-out wars.

But money . . . well, money is neither good nor bad. It is simply a medium of exchange, a way people can do business with one another.

In fact, God bestows money upon people as a blessing . . . and obviously, money and wealth can be used to do great things.

It's how people go about getting money . . . and then how they use money after they've gotten it . . . that makes all the difference.

Today, I'm going to show you how to get more money and how to become wealthy . . . in the right way and for the right reasons.

I admit, it's not always "the popular strategy." Case in point, I was actually mocked in a recent Bloomberg interview for using this strategy, however, had you followed my advice then, you would be sitting on 100% profits now (I will show you the video clip in a minute, it's quite entertaining).

I will also reveal some powerful financial secrets . . . not just from the investment greats like Warren Buffett and John Templeton, but mainly from people you would never expect.

I'm talking about the financial secrets of
King Solomon, the Apostle Paul, and
even Jesus of Nazareth.

As a matter of fact . . . what you're about to discover will likely shock you in both its simplicity and its power. You will clearly see how the love of money is the root of all kinds of evil and how it has ravaged people both financially and morally.

And you will also see an equally powerful evil that many people don't even know is consuming them and their wealth.

A financial sin that not only keeps people from enjoying abundant fortunes . . . but also keeps them locked in a dangerous cycle of poverty.

Odds are, many people listening right now already have fallen victim to this financial sin because it looks so innocent from the outside.

But . . . you will also find out how to make GREAT fortunes through safe, proven, and ethical strategies that anyone can use . . . no matter their investment knowledge, their net worth, or their faith.

Before we dive in, you should know a bit about me . . . as my path to prosperity is about as unusual as this presentation.

My name is Sean Hyman. I've been an active financial researcher, adviser, and investor for the better part of my THREE-decade career.

You may be one of the millions who have seen my market commentaries on major financial networks like CNBC . . . Bloomberg . . . Fox Business News . . . and many other media outlets.

I've even teamed up with people like Steve Forbes throughout my career to help Main Street Americans protect and grow their wealth.

I've taught thousands of investors around the world how to trade the complicated foreign currency markets during my tenure with the NYSE-listed Forex Commission Merchant . . . FXCM.

And currently, more than 57,000 people turn to me every week for powerful investment returns through my financial advisory newsletter called the Ultimate Wealth Report.

Needless to say, I've been very blessed with an amazing career in the financial markets.

But truth be told, I am just an ordinary guy from Dallas helping ordinary folks around America achieve EXTRAORDINARY wealth.

You see, none of this came about because I had an "in" on Wall Street or an Ivy League education in finance.

As a matter of fact, my only type of formal education after high school is a degree from a Bible college.

So how does someone go from being a pastor making $15,000 a year . . . to annually giving away up to $50,000 . . . more money than the average household makes in a year?

Yes, you heard that right. I've been able to give away more money than the average household makes in a year. As much as $50,000. And I say that with humility. It truly is a blessing to bless others.

So, how do you go from making $15,000
a year to making millions of dollars
without an advanced degree in finance?

Well, that's exactly what I'm going to show you today.

I am going to show you how my life was radically changed when I began to apply some ancient Biblical principles regarding money in my own life. Once I discovered and actually began to use these principles, I was able to help my father take his retirement nest egg from only $40,000 to $396,000 — a tenfold increase!

You think that extra money came in handy as he approached his retirement? You better believe it did!

Strangely enough, it all had to do with establishing a righteous relationship with money — and to "un-love" it so I could become more prosperous than I ever imagined.

Remember, it is the LOVE of money
that is the root of all evil.

And this can be clearly seen as our financial system has been ravaged by a series of bursting bubbles over the past 15 years.

Now, money itself wasn't the cause of any of these bubbles . . . It was the love of money!

For example, in the tech wreck in the late 1990s, it was the love of money that caused people to invest in worthless companies purely on the hype and hope that they would be instant millionaires.

And during the real estate bubble, it was the love of money that caused lenders to loan ridiculously cheap cash to consumers bent on buying three or four extra homes for speculation with little to no money down.

Even today, money is rapidly flowing through the financial system looking to expand another market and create another bubble — and the love-of-money cycle will continue as it always has.

The problem is this: Millions of people have been seriously hurt in the process. And it's not just the past 15 years.

History has proven time and again that the love of money is a cancerous evil that can destroy anything that gets in its path.

So, on one hand, money can give you freedom and peace of mind. It can easily change your life for the better . . . along with those you choose to bless with your money.

But in a flash, it can also destroy your life . . . especially if you allow the LOVE of money to come in and lead you blindly into wealth-stealing investments or into the "fear-and-greed" market cycles that have left many people destitute — all because they didn't look well into the matter.

Here's what I mean.

I love to read the Book of Proverbs, most of which is attributed to the writings of King Solomon.

Some have said that King Solomon's wealth, if he were living today, would have made him the equivalent of a TRILLIONAIRE. And the ancient wisdom he used to become the richest man who ever lived . . . still holds true.

In Chapter 14 of Proverbs, we are given solid advice. It says, "The naive believe everything . . . but a wise man looks well into a matter."

That's what we have to do to avoid falling in love with money. We have to "look well into the matter of investing."

Its sounds so simple at first . . . I know.

In fact, there are several ways to phrase this . . . hundreds of other Biblical versus, thousands of phrases from great iconic investors, and millions of other technical terms defined by Wall Street.

However it really is this simple . . .
look well into your investments.

But, this is one of those things that is easy to say, yet very hard to implement . . . because "looking well into the matter" involves study, homework, countless hours of research, and risking real money in trial and error tests.

But don't worry, I am going to reveal my simple blueprint to you in a moment . . . my blueprint that does all this work for you, so you can start making safe profits immediately.

This blueprint will use Biblical-based guidelines — a code of sorts — from King Solomon, the Apostle Paul, and even Jesus of Nazareth to help us look well into the matter of investing so you can . . .

Avoid get-rich-schemes that can snare even the most successful people (it's harder than you may think) and instead, use a simple trick to purchase stocks at a 50% discount.
Completely sidestep a debilitating "financial sin" that blinds many . . . and could be costing you up to 41% of your life savings at this very moment.
See firsthand how certain great Biblical-minded investors, like Sir John Templeton and Warren Buffett, were able to avoid the love of money to become extremely wealthy (reaping in profits of 400%) . . . and more important, extremely giving.
Access the 12-12-12 plan for investing . . . the same plan that helped me grow my father's retirement account from $40,000 into $396,000.
Find out how you could easily give away more money than the average person makes in a year.

And then, I will share my triple-pronged investment system with you so that you could be in the position to make 30%, 40%, and even 100% over the next six to nine months.

Anyone can use this system. It doesn't matter if you are a novice investor or an experienced trader, have a net worth of $10 million or are struggling to pay your bills. My system is simple, quick to implement, and a heck of a lot of fun!

Also, for those who are new to investing, at the end of this presentation, you can claim a free copy of my Investing 101 Guide along with a special offer I've never made before!

Best of all, you'll be making money from the word go. I'm not kidding: One position I recently shared with my 57,000 readers of the Ultimate Wealth Report jumped as high as 40% in just a few short months.

But don't just take my word for it . . . listen to what a few folks have told me after watching my videos and following my specific advice.

"My investment is up 10.2% in seven days! I can't wait until your next recommendation . . . I think your reports are 10 times better than the other investment reports that I receive currently." — John M. from Memphis, Tenn.
"In less than six weeks I have seen gains of between 10 to 12%." — Burk S. from Provo, Utah

And with rocket-starts like these, it just gets better and better as you look well into your investments . . .

"I am up 8%, 9.8% and 16.7% . . . I am very profitable and looking forward to taking the next positions." — Leonard T. from New Braunfels, Texas

Notice that these returns aren't 1,000% or 10,000%.

Profits like that don't exist in the real world. No, we aim for conservative plays that pay safe, reliable returns for real wealth.

Now, I don't want to mislead you, there is no way to completely eliminate risk when it comes to investing. But we can try to mitigate it as much as possible through my three-pronged system for investing.

And these types of returns are just the start.

You see, after you get a handle on the abundance that will come from looking well into your investments . . . I'm going to briefly show you what you can do with all the extra cash coming your way.

And trust me . . . it's a lot more than just money for vacations, golf-club memberships, and being able to retire earlier than you ever dreamed.

These are fine . . . and frankly, I'm all for them.

But what I am talking about is a blessing of practical wealth that goes far beyond your own needs . . . or even your wants.

I am talking about the kind of wealth that takes you from being a saver . . . to an investor . . . to a philanthropist. And it starts with one small, life-changing step you can take today.

And it doesn't matter if you're new to investing or if you're a seasoned veteran.

For example, here are some letters I have received from just a few people across America who were new to investing but found guidance as members of my Ultimate Wealth Report.

Take Larry H., who recently started to take control of his wealth. He wrote in to say, "Your monthly reports have been a gift from God for me, as I was really clueless on how to get started actively managing my money."

Now Larry is off to the races when it comes to controlling his financial destiny. And he's not alone.

Roger T. is right there with him. He said, "I wanted to be in control of my investments. Your report has given me concise information and the insight to make good investment choices."
And Dub R. wrote in to tell me, "I'm in the black [making money] so far. And having someone with your knowledge do the homework and share it . . . keeps me from wondering if I've covered all the bases — thanks for the help."

And as you'll see today, the only thing I did to go from making $15,000 a year to making millions was to apply some simple, proven Biblical truths — truths that are available to anyone who is willing to look well into the matter of investing.

And that's exactly what I did.

I began to teach myself the skills of investing.

I spent hours and hours reading books, honing my talents, finding mentors, and asking them a lot of questions.

Over time, I was able to develop a triple-pronged proprietary system for identifying solid investments, so I could avoid the LOVE of money, and focus on a strategic approach to achieving profits.

As a result, I've been fortunate to meet with members of the U.K. Parliament . . . financiers and investors like Steve Forbes . . . and many other powerful people in both the public and private sectors.

And it was all because I looked well into the matter . . . I kept asking questions . . . and I kept learning.

And that's why this presentation is so vital to your financial future.

It's because I've been asking financial questions all throughout my career. And during the next few minutes, I am going to be giving you answers that you can use right now make massive amounts of money . . . the right way and for the right reasons.

The insights you'll get today can help you go from a little money . . . or even a decent amount of money . . . to more money than you could ever need.

So much so that you can afford to give it away just because you want to. Just because you want to bless a friend, help a family member, a colleague, or even a stranger.

I'll get to that shortly. But before I get too far along, it's very important to make it clear that becoming a wealthy investor and trader has never stopped me from ministering to the needs of others.

I've never let my career in finance take priority over God and family.

As a matter of fact, my financial career has given me even more time and freedom to serve. Even though I'm not paid to be a full-time pastor, my heart for ministry has never stopped.

My wife Lisa and I are still faithful in our local church . . . attending two to three times a week. And we hold a monthly small group Bible study in our home here in Dallas, and I also help lead a men's Bible study every Thursday night.

My faith provides a firm foundation and an internal compass that influences my investment style — but you don't have to be a person of faith to benefit from the kind of wealth creation that has radically changed my life, the lives of my students, and the 57,000 readers of the Ultimate Wealth Report.

As a matter of fact, the tried and true Biblical investment wisdom you will discover over the next few minutes has been proven for more than 2,000 years.

Wisdom used to build massive fortunes by such historical figures as King Solomon . . . and even the modern greats of investing like the late Sir John Templeton and Warren Buffett.

So let's get started with a question that might make you feel a bit uncomfortable . . .

Do you love money?

Now think about that for a minute.

We know that the "the LOVE of money is the root of all kinds of evil."

And if you want to get honest about this question . . . you need to find out if the love of money is driving your finances and keeping you from amassing wealth the right way and for the right reasons.

To start, you need a clear understanding on the meaning of the word "love" as it was originally written in this passage.

In the ancient Greek language, there were many words for love, and it doesn't translate easily into what we think of as "love" today. The specific term used here is philargyria [phil-r-gear-ee-a], which means greed for wealth or material gain.

The bottom line is that greed — an extreme, disproportionate love for money and wealth — is unquestionably the root of all kinds of evil.

Just look how the love of money and greed nearly destroyed the entire U.S financial system through a rolling series of bursting bubbles.

Take the collapse of the dot-com bubble from the late 1990s. You may remember the term "irrational exuberance."

It was coined by Federal Reserve Chairman Alan Greenspan as he described the "frenzy and greed" investors felt at the height of the stock market.

This frenzy and greed led ordinary people to take enormous risks . . . for bigger and bigger gains . . . even though the market fundamentals were crumbling right underneath them.

Remember Pets.com and the talking sock-puppet mascot? They used their sock puppet in multimillion-dollar Super Bowl ads and as a balloon in the Macy's Thanksgiving Day parade. The sock puppet became an instant Internet rock star!

But what you probably don't remember is that the company raised $82.5 million in their high-profile initial public offering from Wall Street banks, pension funds, and people just like you — only to collapse nine months later

During the bust, even strong tech giants like Cisco Systems saw their stock price drop by 86%.

And it took Amazon.com — one of the few success stories of the dot-com era — nearly a decade to recover after their stock went from $107 to $7 within a year.

Of course, it's easy to point fingers at the masses who were sucked in by the Wall Street greed machine. But frankly, the love of money is an insidious foe, and it can take down anyone at any time if they aren't careful . . . even the wisest and most successful people.

For example, look at what happened to billion-dollar business builder Steven K. Scott. As the founder of American Telecast Corporation, Scott built over 20 companies generating more than $3.3 billion in sales.

Starting with a small $5,000 marketing budget, his first venture ended up making $1,000,000 . . . per week . . . just nine months after its launch. Talk about being successful!

But with all the hype of Wall Street riches during the technology boom, this savvy businessman was lured in just like everyone else.

In 1993, a friend introduced Scott to a billionaire who was funding a new company with revolutionary technology. So Scott invested $2.5 million.

In 1998, another friend said his company was about to go public, so Scott made a $3 million investment with his friend.

And in 2000, his cousin introduced him to a stock trading whiz who turned $5,000 into $14 million. So Scott cut a check for $2 million for the whiz kid.

All told, Scott invested $7.5 million . . . and just six years later . . . all three of his investments had a combined value of $200,000.

He lost 97% of his money.

Why? . . . Because he failed to look well into the matter of his investments. The love of money blinded him. He trusted the wrong people who got him into these investments.

It was only after these massive losses that he woke up to the reality of King Solomon's wisdom of "looking well into the matter."

He needed to use the same skill and diligence he implemented for his own businesses . . . toward his investing. If not, he might as well burn his money in the fireplace . . . at least he'd keep warm as it all went up in smoke.

Now let me ask you, if the LOVE of money could blind a skilled businessman like Steven K. Scott, don't you think it could blind you as well?

All in all, more than $8 trillion of wealth was wiped out during the dot-com collapse as millions of people, poor and rich alike, fell prey to the love of money. Any way you look at it, that's more than $8 trillion of "all kinds of evil."

You would think that with these kinds of losses, people would have been cured of their love-of-money ways.

But that's hardly the case. The love of money continued to lure ordinary people toward the lie of easy riches and far away from true wealth.

You see, when the money in stocks ran out, the love of money just shifted to the housing market. But this time, investors had some help from both Washington and Wall Street.

Let me explain . . .

In order to keep the economy from falling into a recession . . . the Federal Reserve kept interest rates near all-time lows. And this made it easy for Wall Street banks to get their hands on new "cheap" money.

And with money so cheap . . . it only took about 18 months for the financial system to roar back to life after the stock market collapse.

Banks started doling cash out like aspirin on the day after the New Year's Eve party. Anyone with a financial hangover could get pain relief in the form of cheap money.

And when you love money . . .
it's even easier to love cheap money.

As a result, from 2001 to 2005, home prices jumped over 40%.

People started grabbing more and more cheap money from the banks, buying one more house . . . or two . . . or three . . . or more.

Speculation was everywhere as the love of money ran rampant. From Orlando to Las Vegas to San Francisco to New York City, investors were camping outside housing developments to snap up multiple units at a time.

But that's not all. Individual people were only part of the $14.8 trillion real estate crash.

That's because bankers let the love of money run rampant in their hearts as well.

Bankers took all the mortgages investors promised to pay for and they repackaged and sold them to pensions funds, insurance companies, and other big investors looking for a "GUARANTEED rate of return."

Of course these "guaranteed returns" were from the same individual investors who had no ability to pay off their cheap money loans.

But when prices finally peaked, everyone was hurt in the subsequent crash.

Innocent people who never participated in this chase for riches were hit hard — in fact, often times they were hit the hardest.

Overnight . . . families were displaced and jobs were lost as the entire financial house of cards began to collapse.

Retirement dreams were shattered, college funds evaporated, and families found themselves starting all over again.

And all because the love of money is the root of all kinds of evil.

In just a moment, I am going to reveal to you my simple Biblical system to side-step this type of love of money . . . so that you can pocket safe, secure profits on a regular basis.

Yes, the same system that helped my father turn $40,000 into $396,000 and allowed me to go from making $15,000 a year to giving away up to $50,000 a year.

But let me pause for a moment, because you might be thinking, "Well, I don't love money. I never got caught up in the dot-com bubble, I never speculated in real estate . . . I put my money in safe places. I'm one of the good guys."

Well, there is one more thing you need to keep in mind. And you are not going to like it.

Odds are, you may have already fallen victim
to this financial sin at some point or another.

So please listen closely.

You already know the love of money leads to the greed that runs rampant through the markets.

But you can't neglect the other side of the "love" coin — and that's a love of money that is so strong . . . you don't dare risk losing a single penny of it.

Here's what I mean . . .

While the love of money can make people risk everything to get more of it, that same love can cause others to literally stuff their money under their mattress . . . or hide it in a bank account and stay on the sidelines.

Instead of investing money to get rich quick, these people shy away from investing altogether.

And frankly, these people are no different than those who risk everything out of the love of money — both actions are wicked.

If I have offended you, please . . . don't blame me. I didn't say that.

Jesus of Nazareth did.

Yes . . . the carpenter from Nazareth was a shrewd businessman . . . based on the gritty details in his parables (These are Biblical teachings). In fact, if you take into account all the parables Jesus spoke — about 40 in all — over 50% were tied to money and wealth.

Just look at his Parable of the Talents, recorded in the 25th Chapter of the Book of Matthew. The parable speaks of a master who is about to go on a journey. Keep in mind, this journey wasn't a road trip to Disney. It was likely a business trip that took several years.

But before he left, he called his servants in and gave them each talents, a form of money. It's important to note that a talent was a tremendous amount of money . . . about 20 years of wages.

To one he gave five talents, to another, two talents, and to another servant, one talent. Each one was given an amount according to his ability. After this, the master went on his journey.

Immediately the one who received the five talents went and traded with them, and gained five more talents.

The one who had received the two talents did the same and gained two more.

But servant who received one talent went away . . . dug a hole in the ground and hid his master's money out of fear of losing it.

After the master returned home from his journey he called his servants in to give an account.

And each servant told the master what he had done . . . the one given five talents turned his into five more and the one with two talents turned his into two more.

The master told each of these servants: "Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master's happiness!"

So not only did the first two servants increase what they were given originally . . . the master gave them even more. More wealth . . . more blessing.

But the last servant only returned to the master what he was given.

He told his master, "I knew you to be a hard man. You reaped where you hadn't sown and you gathered where you didn't scatter seed and I was afraid. So I went and hid your talent in the ground. See, you can have it back. It's yours."

But the master shot back: "You wicked, lazy servant, you knew I reaped where I didn't sow and gathered where I didn't scatter seed. You could have at least put my money in the bank, and I would have gotten my money back with interest."

Then the master took his talent and gave it to the first servant and said: "To everyone who has, more will be given, and he will have an abundance."

And then he ordered that the wicked servant be cast out from their presence.

It sounds pretty harsh, doesn't it?

I mean, the master at least got back the one talent he gave the servant. So where's the harm?

The harm came from all the potential that was squandered by the fearful servant.

Let's take a moment to put this in perspective.

Again, a talent is worth about 20 years of wages.

Today, the U.S. median household income is slightly more than $50,000 a year . . . so one talent would be worth about $1,000,000 . . . and five talents would be worth a whopping $5,000,000.

We're talking a lot of money here . . . money to be invested . . . money to be risked . . . money to be put to work.

There are two other quick things I want to point out about this parable.

First, the master says, "I reaped where I didn't sow and gathered where I didn't scatter seed." In other words, this man was aggressive when it came to his investments, yet clearly he had been successful . . . from looking well into the matter.

Second, the master gave to each servant according to his ability. And remember the one with the most ability got the most talents . . . about $5,000,000 worth.

So my question for you is this:

Is your love for money paradoxically
holding you back from doing great things?

Have you stashed away your wealth . . . buried your talent in the ground . . . whether it's $1,000 or $100 million?

Has the love of money and the fear of loss so taken hold that you refuse to step out, look well into the matter of investing, and do what's needed to increase your wealth?

To grow your talents and resources so that you can bless others?

These are painful, but honest questions.

To be candid . . . this form of the love of money is actually more dangerous than you think. You may believe you're playing it safe . . . or doing the right thing. But the fact is . . . playing it "safe" can be extremely perilous.

And here's why . . .

Every single day . . . 365 days a year . . . every dollar you have is changing in value.

You see, most people don't realize that in just the last 20 years alone, the value of $1 has been reduced to about 61 cents. And it's all because of the wealth-destroying power of inflation.

Look at it like this.

Let's say a man stuffs $10,000 under his mattress on New Year's Day in 1993 just to save a bit of extra money for little Johnny's college fund.

If he pulled that money out today and gave it to little Johnny as he went off to school, little Johnny would only have about $6,100 in "buying power." His father simply threw away $3,900.

But had this man taken that $10,000 in 1993 and placed in the stock market Little Johnny's investment would have risen to $21,766, or $11,511 in buying power.

Not a ton of money, but a heck of a lot more than $6,100 in buying power.

And had this father used my Biblical system for investing, I am confident it would be much higher than that based on what I have been able to do for others.

Frankly . . . the wealth-stealing power of inflation is only going to get worse in the months and years ahead.

That's because the Federal Reserve is printing 1,967,592 new U.S. dollars . . . get this . . . every minute.

Now, I want to put that in perspective real quick. If you stacked 1,967,592 single dollar bills on top of each other, the flat way, you would have a 600 foot tall stack of dollar bills. Or roughly half the height of the Sears tower in Chicago.

And that's being printed every minute. Keep in mind, these are new dollars, these numbers do not include those dollars being printed to replace dollars that have fallen a part because of wear and tear.

It's a lot of money!

And with more dollar bills being printed . . . the value of YOUR dollars will continue drop and consumer prices will shoot even higher.

The fact is . . . inflation is VERY real. And that's precisely why it's more important than ever to look well into where you're putting your money.

In a moment, I will reveal my Biblical system for achieving great wealth. For turning every $40,000 into $396,000, and a system that could easily take you from making $15,000 a year to giving away more than the average person makes in a year.

And you will hear from real people — just like you — who have followed this Biblical money code to achieve prosperity along with gaining a peace of mind about their investments.

But first, I want to show you examples of investment titans who have also followed Paul's wisdom to avoid the love of money, Solomon's rule of looking well into the matter, and Jesus' advice to not bury our talents.

So let's examine two of those investment titans now, along with one of my own experiences on Bloomberg TV, and afterwards I will to share with you my Biblical system for investing.

What's really interesting about both of these investment titans is that neither of them stuck around Wall Street for their financial wisdom.

I mean, Warren Buffett made his home in Omaha, Nebraska . . . Sir John Templeton made his home in Lyford Cay, Bahamas . . .

Why? Because they didn't want to get caught up with the crowd and fall prey to the frenzied love of money that consumes Wall Street.

They wanted to position themselves away from the noise where they could think clearly and look well into every investment they made. And both of them became enormously wealthy because of this.

Take Warren Buffett.

He is the fourth richest person in the world . . . with a net worth of $53 billion. And he did this by doing the opposite of what most investors do.

During the tech boom of the late 1990s, Buffett was practically lambasted for not buying tech stocks. But he would not be moved by a greedy market. In fact he famously said . . .

"Be fearful when others are greedy and be greedy when others are fearful."

In other words, when everyone is jumping into an investment, be cautious. It could be too good to be true. And when everyone is running away from an investment, look well into the matter because it might be time to buy.

So in the late 1990s, Buffett avoided tech stocks like the plague, and as result, did just fine when the market collapsed in 2000. He was fearful when others were greedy.

And in 2009, when the stock market plummeted, Buffett was buying stocks with two hands. All in all, Buffett has invested 88% of ALL his available cash in reliable companies despite everyone running for the door. He was "greedy" — he looked well into the matter — when others were "fearful."

As a result, since 1996, Buffett's returns amount to over 400%. While the stock market has gone up a total of about 150%.

You see, it's this kind of confidence that brings real wealth.

It's the ability to know beyond the shadow of a doubt that you are standing on solid ground when you step into an investment.

And in just a moment, I am going to show you EXACTLY how you can have this kind of confidence every time you put your money to work by revealing my Biblical code for investing.

In fact, one of my recent issues of Ultimate Wealth Report is titled, "Hunting for Value: How to Get a Better Deal Than Warren Buffett." In it, I detail how you can buy stocks for 50% off the "retail price." And I would love to get that into your hands real soon.

But before I do, let's not forget the late Sir John Templeton.

Sir John once wrote that he really didn't really start thinking of himself as an investor until he got out of the Wall Street culture where all the same analysts go to the same meetings . . . the same conferences . . . hearing the same message.

No, Sir John was looking to keep his mind clear of all the Wall Street clutter so he could look well into every investment.

In fact, he took this search for clarity one step further with his faith when he said, "If you begin with prayer, you will think more clearly and make fewer mistakes."

And frankly, it worked.

He made fewer mistakes than other investors who let the love of money rule their decisions. And he also put himself in a position to step into the markets when everyone else was running for the exits.

He famously said, "The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell."

And he proved it over and over again.

During the Depression of the 1930s, Sir John bought 100 shares of every publicly listed company selling for less than $1. He quickly turned $10,000 into $40,000. And he ended up making money hand over fist as American industry took off again.

By not following the crowd and by ridding himself of Wall Street's seductive influence, Sir John was able to amass billions. And while many remember him for his investment prowess . . . it's his philanthropy that has an even greater legacy.

Sir John founded the Templeton Prize, which to this day has more purse money than the Nobel Prize. And even more impressive is Warren Buffett, who has made a commitment to give away 85% of his wealth.

And one more very important thing to note.

Templeton and Buffett invested in solid companies that made great products. As a result, businesses could expand, people were hired, and the economy grew. They never buried their talents, and consequently, millions of people benefited.

And to think all their wealth came from being wise investors who didn't love money, and always looked well into the matter. Which is exactly what you'll find out how to do today.

You see, investing is only risky when you throw money into the market blindly . . . when you follow the crowd, popular opinion, or even the mainstream financial media.

And that's because they are usually wrong!

Let me show you by using an example from my own personal experience.

In late 2012 I was actually mocked on Bloomberg Television when I made an unpopular prediction on the company Best Buy.

Just listen to these clips from the interview:

There was another "expert" on the show who laughed at my predictions. Here's his reaction:

Soon after, Best Buy dropped down to $11 and then bounced up to $25 per share, just like I predicted. Eventually, it will go on up to $40, it just may take several months to get there.

Ironically, the other gentleman on the show said if my predictions came true, Apple would go up to $1,500 per share. Wouldn't you know it, Apple's stock actually dropped from $705 down to as low as $400.

So, why was I right while he was way off?

Now, before you think it's just luck, here's one more quick example from a few weeks later when I made another bold prediction.

On Feb. 4 2013, I was invited to be on Fox Business' Willis Report to discuss the market sell-off that sent the Dow below 14,000 points. Here is my conversation with Gerri Willis . . .

Gerri was shocked by my prediction and said she would hold me to it. Wouldn't you know it, about three months later, after the market dipped a bit, the Dow went above 15,000.

So, why was I right while many are so way off?

It's simple actually. I looked well into the matter, and I have a proven system based on unshakeable Biblical principles that allows me to do this over and over again.

And you're going to find out how you can do the same right now. You are going to gain a perspective that most miss because they are blinded by the love of money.

However, there may be a few of you who are still thinking that you don't have the ability to invest, nor the resources.

If that's the case, I want to be the person to help you get that ability to increase your wealth.

In fact, you are moments away from receiving everything you need to be a faithful steward of all the money you've already been given . . .

But, perhaps you don't think you're all that wealthy.

However, let me tell you that's not true.

If you have any money saved, a hobby that requires some equipment or supplies, a variety of clothes in your closet, two cars (in any condition), and live in your own home, you are in the top 5% of the world's wealthy.

And if you earn more than $50,000 annually you are in the top 1% of the world's income earners.

You already are the 1%.

Today I will show you how to multiply what you've already been given so you have more than enough . . . and can even bless others with your abundance.

Again, I am going to show you how to go from being a saver . . . to an investor . . . to a philanthropist. And although I am not going to delve into this too much today, it's important to note, that when you start giving your money — no matter your financial status — you WILL BE BLESSED.

There are hundreds of versus from Scripture to support this, but one of my favorites comes from Malachi 3:10 which says, "Bring the whole tithe into the storehouse, so that there may be food in My house, and test Me now in this," says the LORD of hosts, "if I will not open for you the windows of heaven and pour out for you a blessing until it overflows."

It's simple, when you bless others, God will bless you.

And I am living proof of it.

As I mentioned earlier, I went from making around $15,000 a year to annually giving away more money than the average person makes in a year — up to $50,000!

And I even helped my father grow his $40,000 retirement account to $396,000 . . . I also helped a friend turn her $2,000 account into $10,000 within a year, and I am currently helping out 57,000 additional people through my Ultimate Wealth Report newsletter.

So I know for certain I can help you multiply your money as well.

Trust me, anyone can increase their ability. It's the one thing you CAN control. And what I'm about to show you will help you increase your ability for investing by leaps and bounds.

The bottom line is this . . . if you increase your ability, you WILL increase your wealth, and you will be able to bless others.

It's that simple.

With this Biblical system — this code — I am confident that you could go from wherever you are at this point financially to annually giving away more money than the average person makes in a year.

My proven system is triple-pronged and
I will explain each prong to you right now.

However, a slight warning . . . if you are new to investing, some of this may go over your head.

If that is the case, you don't need to worry. Remember, I have a special gift for those of you who are new to investing. It's my Investing 101 Guide . . . and you can get a copy of it at the end of this presentation.

So you don't have to understand everything I am stating.

It's like when the doctor tells you to take a prescription to get over your cold. You don't need to understand everything about how the prescription works — but it sure does make you feel good to know your doctor has gone through a lot of schooling and training to prescribe the right medicine for you, and that he has cured thousands of other patients.

So again, this Biblical system may go over your head for now, but have no worries. You don't need to understand everything.

OK, so the first prong is fundamental analysis . . . the second is technical analysis . . . and third — when it presents itself — is sentiment analysis.

Let me explain each prong.

I first look at fundamental analysis, and that's because I want to make sure that no matter how glamorous the company is, how much I might like the product myself, or how many "experts" think it is an awesome company . . . I need to know that it has a strong foundation.

It's just like Jesus says in Luke 6:48, "He is like a man who built a house. He dug deep to put the building on rock. When the water came up and the river beat against the house, the building could not be shaken because it was built on rock."

The companies I look at . . . well, they need to have a solid foundation to be able to survive many economic storms.

So I am looking for companies that I would want to own every share of . . . if I could.

It's the Warren Buffett mentality that no matter how many shares you buy, as an investor you need to think and act as if you are buying 100% of the company.

If you were doing this, you'd want to know . . . is this business run well? Is the management team solid?

Do they have a large sales pipeline? Are customers happy and sales increasing?

Does the company have a lot of debt? Do they have enough cash in the bank to execute their business model?

You also want the company to have a big market capitalization, with plenty of volume and liquidity in the stock.

Another big question is price. Is this company worth the stock price you're about to pay for it? You want a fundamental value that is cheap . . . where the price-to-book value and price-to-earnings are low.

These are the fundamental questions that lay the foundation for any good investment. And one of the reasons for laying this foundation is so you don't get trapped by fear or greed.

And if the concept of buying a stock frightens you, don't worry. This system is still for you — even if you've never purchased a stock before.

As you'll see in a moment, you won't have to figure out how to do all this research on your own. I'll show you how you can look over my shoulder and snag my best stock picks without having to go it alone.

I promise . . . it's extremely easy.

But know this . . .

Stocks are going to continue to jolt up and down in the market. And even with all the analysis, one could see a stock pullback right after taking a position . . . but that doesn't mean it's a bad investment.

When stocks "lose value" is when your faith in your ability to pick good investments starts to shake. And it's right here where you have to rehearse in your mind all the reasons why you decided to own part of the company in the first place.

And by running down the checklist of all the fundamental analysis that you did before you invested . . . you will see that you still have your money in a great company.

You've looked well into a matter and you are standing on solid ground. And while other investors are being played by the love of money . . . running back and forth between fear and greed . . . you can focus on what's most important because you know you've got a good company.

This fundamental base helps you stick through the up-and-down markets and short-term movement that shakes out the less-skilled investor.

Let me give you a specific example of how this works.

There is a company called CEMIG. This is a $10 billion Brazilian energy company that provides electricity to over 7 million people — about the same number of people you would find in the Dallas-Fort Worth metro area.

Its price-to-earnings is insanely low at 4.6 . . . with profit margins over 20%. They earned about $2.31 billion last year and are sitting on about $2 billion in cash. Not to mention they pay a healthy 5.1% dividend.

Bottom line, this company is rock solid!

So no matter how fickle the market gets . . . you know you're standing on firm ground.

I mean, look at how CEMIG has performed over the last two years. Even though it has bounced around between $10 and $20 (a 100% variation) . . . the fundamentals remained the same.

It's still a rock-solid company that provides electricity to 7 million people and still pays a nice dividend.

But fundamental analysis is only the first prong of looking well into an investment.

After all, why pay $20 for a sound company when you can pay $10 for it?

So once the fundamentals are set, it's time to look at technical indicators that can enhance our success.

Technical analysis helps me find the right time to buy. A stock that is fundamentally cheap today may actually become fundamentally cheaper tomorrow . . . or maybe even cheaper still next week.

I've spent the better part of three decades boiling down more than 200 technical indicators into the three indicators that are as predictable as the sunrise and sunset. They are so consistent you can practically set your watch by them.

These indicators include trend analysis, relative strength gauges, and moving averages, where I use long-term charts to zero in on how a stock price is trending . . . and when it makes sense to move in.

Let's look again at CEMIG.

We already know it's a strong company. But now, instead of just focusing on the stock's fundamentals, I have added a technical indicator called the relative strength index, or RSI.

This indicator tells me when a company has been oversold or overbought. And on a scale of 0-100, when the indicator is under 30 the stock is getting cheap as investors sell the stock. And when the RSI is over 80, it's getting pricey as too many buyers are buying the stock.

In this chart you can see that in late November, the RSI was under 30 — which was a perfect time to buy in. You'll also see just a few days later the stock jumped back up again, and although it has bounced around, it remains above our buy price . . . this means we got a great deal on this company because we bought at the right time.

Whether it's cheap or expensive, the technical indicator RSI can show you exactly when to buy into a stock that you already know has strong fundamentals.

This way you can squeeze every ounce of profit out the position as you snatch up shares at the best possible price — before it shoots even higher.

But looking well into an investment doesn't stop here. There's one more prong I like to use if I can get it . . . and that's sentiment analysis.

Warren Buffett phrased this concept well: "Be fearful when others are greedy and greedy when others are fearful."

And so did Sir John Templeton: "The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell."

In other words, it's thinking outside of the box to find profits . . . and that's often buying companies that other people hate.

When massive selling hits a stock that is fundamentally solid . . . I am out there looking to scoop it up at a bargain. Of course, this is often in times of panic selling as investors are running for the exits.

But that's the best time to grab great companies on the cheap . . . especially if you don't have the love of money or the fear of loss clouding your ability to look well into the opportunities at hand.

And this is when I pay close attention to my sentiment charts for large volume spikes and steep declines.

Basically, as the panic starts, most people who are not looking well into the matter sell quickly. They hear a headline on the news about the CEO getting fired, or missing quarterly estimates by a few cents . . . and they panic.

It may take a few weeks . . . sometimes a few months or so. But eventually all the knee-jerk sellers are gone, and the only people left holding the company are the people who looked well into the matter and understand the TRUE value of the stock. That's when you find yourself in a position to grab phenomenal companies at unheard-of prices.

This is what recently happened in CEMIG (CIG) . . .

Do you see that huge spike in volume that drove the stock down last November? In one week, the company traded 65 million shares as opposed to the normal 5 million average.

This shows massive negative sentiment.

Basically, investors gave up. They either couldn't handle the ups and downs in the stock . . . or they were tired of waiting for a quick profit. And once the selling started . . . other investors followed the sell-off like lemmings going over a cliff.

But because I had looked well into a matter, I knew this company was just as solid before AND after the extreme selling.

In volatile times like these, my triple-pronged system can mean the difference between being in the poorhouse or the penthouse when the market dust settles.

So now you've seen two powerful truths in
action . . . two pieces of age-old wisdom
that can mean the difference between living
in abundant wealth or abject poverty.

First you've seen how the love of money can derail anyone and leave them in the vicious boom-and-bust cycles of investing, whether in the form of an excessive greed for gain, or an excessive greed to hoard it and bury it.

Second, you've seen how the wise person looks well into an investment using fundamental analysis, technical analysis, and sentiment analysis.

When you have a system in place, it allows you to keep your LOVE of money in check, and act wisely.

You've also seen how I personally increased my skills and abilities — enough to take me from making around $15,000 a year as a pastor to annually giving away up to $50,000 . . . more money than the average household makes in a year.

And here's the best part.

No matter where you are right now financially . . . if you're making $15,000 a year or $15,000 a week . . . or if you're preparing for retirement or already in retirement . . . if you are an investment novice or expert . . . I have a blueprint for you to follow to take control of your financial future.

And this blueprint is simple to implement.

I will do all the work for you . . . the fundamental, technical, and sentiment analysis to pick out the very best investments. And then I lay out every trade and every investment opportunity I see in the markets as they pass through my system.

All you have to do is look over my shoulder, observe, and follow in my footsteps. It's that easy.

As I shared with you earlier, I've made it my life's mission to help people just like you get the skills they need to invest confidently and profit in today's markets.

And that's precisely why I've put together this blueprint, the Ultimate Wealth Report . . . the acclaimed newsletter where more than 57,000 members every month are protecting and growing their wealth.

The Ultimate Wealth Report gives you instant access to each investment decision I'm making right now.

Every day, I am scouring the financial universe for the best possible ideas and investments. And I examine all these investment possibilities through the lens of my triple-pronged system.

Just listen to what some of the members of the Ultimate Wealth Report have to say . . . people just like you . . .

"I can't wait until your next recommendation . . . I think [the Ultimate Wealth Report is] 10 times better than the other investment reports that I receive currently." — John M.
We are grateful for the Ultimate Wealth Report because we recognize that your expertise and wisdom did not come overnight and feel more confident in venturing out on our own." — Rod and Diane M.
"The Ultimate Wealth Report is written in a language that I can understand. I feel as though you are speaking only with me." — Janelle D.

Listen, I have only one goal with the Ultimate Wealth Report, and that is to be your trusted partner in helping you build a more secure and profitable future.

And I do that by offering impartial research with only your best interest at heart . . . the same research and analysis I used to help my own father increase his nest egg from $40,000 to $396,000.

And once you accept my invitation to join the Ultimate Wealth Report, you get access to all the information you need to profit from these rock-solid investments.

Here is everything a membership includes . . .

Access to all my research as I look well into every investment in the Ultimate Wealth Report portfolio: I give you a detailed summary of all the fundamental, technical, and sentiment analyses I'm using to evaluate our investments. This way you can rest assured that you've looked well into a matter . . . right alongside me.

In this portfolio, I tell you exactly what to companies to buy, at what price, and when to sell. And you decide if you want to follow me or not . . . so that you have control of your own investments.

Personal contact from me as I give you weekly updates: Every Thursday morning, I will send you an email from my home computer telling you exactly what I am seeing in the markets and how it will affect your investments. Most often, I do this through video — showing you all my research. Other times, it's more fitting just to put all the details in the email.

Either way, you will hear from me every Thursday morning.

You get a detailed 12-page monthly report: In my monthly report, I give you a bigger perspective on how I view the markets and where the broader market can give you massive opportunities to grow your wealth.

It's through these monthly reports that I typically will identify new investment opportunities. Again, I give you all the research you need to make a confident move. I hold nothing back.

You get my "safety sell alerts" delivered directly to your inbox: As you know, the stock market can move quickly. If I see something that doesn't pass the smell test with my triple-pronged system, then I will shoot you an email to exit a trade. This way, you are never guessing what to do with a position.
24/7 access to my website: The moment you enroll, we will give you instant access to every past monthly issue, weekly update, trade alert, and more! I encourage you to peruse them at your convenience.
A dedicated customer service team: I have more than 30 trained customer service representatives ready to assist you by phone, email, and fax. You will have a dedicated order ID and account number to ensure we can assist you at all times.
The Investment 101 Guide: This easy to read booklet will explain in simple terms how to get started investing. I literally tell you what a stock is, how to open an account, how to place a trade . . . and so much more!

But that's not all.

You will also get instant access to my 12-12-12 Plan . . . absolutely free (a value of $149).

This plan includes three reports to help you look well into a matter and invest with confidence.

They derive from the exact plan I used to help my father grow his retirement nest egg from $40,000 to $396,000 — and it's the same plan that helped me go from making $15,000 a year to giving away up to $50,000 every year . . . and it's so easy to use, you could do the same.

This is also the proprietary methodology that made me a "go to" investment authority for CNBC, Bloomberg, and Fox Business. And it's absolutely free with your membership enrollment in the Ultimate Wealth Report.

In this three-part bundle you'll get . . .

The 12 Percent Guide to Capital Gains. Here I show you the exact investments I believe will achieve at least 12% capital gain returns every single year. Here are just a few examples of what you'll see inside:

An agricultural fund that's returning 33% a year and will boom as inflation surges.
A European energy titan that's rewarding shareholders with 22% annual profits.
A true "golden opportunity" with one precious metal play that is returning 102%, year after year.

In The 12 Percent Guide to Capital Gains, you'll be given a total of five investment opportunities. And while the absolute minimum they're expected to return is 12%, your potential to profit from them is practically unlimited.

The next report in the 12-12-12 Plan is The 12% Income Survival Guide. With the average S&P 500 stock paying out a meager 1.98% dividend, this incredible report shows you investments that pay out over six times that amount.

For example, you'll be given:

The "D.C. insider" favorite that's paying a safe 13% annual dividend.
A double-digit, off-the-radar income play whose dividend has grown tenfold by investing in companies before they go public.
An international shipping heavyweight delivering 12% dividend paychecks to everyday Americans.

And the last report in the 12-12-12 Plan shows you how to put thousands of dollars back in your pocket every year, without having to risk a single penny.

It's called The 12% Personal Finance Blueprint. In it, you'll find out how to:

Earn a $5,773 windfall each and every year that is rightfully yours to claim, but you likely never knew existed.
Slash $29,000 off your medical costs during retirement.
Save up to 30% on your utility bills.
Refinance your home using secrets the banks are hiding from you.
Save hundreds on insurance.
Capitalize on the top three American tax shelters the wealthy would like to keep all to themselves.

All told . . . the 12-12-12 Plan would normally
sell for $149. But as a member of the Ultimate
Wealth Report . . . it is yours FREE!

You can use these high-impact reports right now to grab more money — the right way and for the right reasons.

As a matter of fact, I am so convinced that you can rapidly start multiplying your wealth . . . you won't have to risk one penny to take advantage of all these market-leading wealth building tools.

Of course, with all the years I've spent honing my skills and abilities on investing . . . not to mention the thousands of hours of experience teaching other investors to do the same . . . I would be perfectly justified charging $1,000 a year or more for the Ultimate Wealth Report.

In fact, I am a bit humbled to say that people have flown across the world and spent thousands of dollars just to hear me speak.

But frankly, that's not my motive here.

That's not what I believe I've been called to do. My belief is that I need to get ALL this wealth-building information into as many willing hands as possible . . .

People who are not going to let the love of money push them to bet the farm on the next bubble or to leave their money stuffed in a mattress rotting away.

No, my goal is make these money-making tools available to anyone who wants to take control their financial destiny.

And that's precisely why I won't charge $1,000 or even $500 a year for the Ultimate Wealth Report. As a matter of fact, I'm determined to keep the cost of this remarkable wealth-building service as low as I possibly can.

So for a limited time, I am offering a one-year, 100% risk-free membership to the Ultimate Wealth Report for less than what it costs to fill up a gas tank.

You heard me right.

A one-year membership is less than a
tank of gas, and it comes 100% risk free.

Look, I feel compelled to get my proven investment system into as many hands as possible. And that's why you'll get all the wealth-building wisdom I've have gained over the last three decades . . . plus the monthly written reports . . . the weekly video updates . . . the actionable trade ideas . . . my Investing 101 Guide, and ALL THREE special reports (valued at $149) for a rock-bottom price for a one-year membership that will be less than a tank of gas.

As a matter of fact, you can start growing your wealth, taking the same path I took to go from making around $15,000 a year as a pastor . . . to annually giving away more money than the average person makes in a year!

And to make sure you have no risk in starting this new relationship with me and the Ultimate Wealth Report . . . my publisher Newsmax is proud to offer you an ironclad 100% guarantee.

If at any time, for any reason, during the next year, you are not 100% satisfied with membership in the Ultimate Wealth Report . . . or if you just feel that this powerful investment guidance isn't for you, all you need to do is contact my customer service team, and you will receive a complete refund . . . no questions asked.

And even if you cancel your membership . . . you can keep all the FREE reports as a gift from me. A way to pay it forward, if you will.

Now Why Would I Make Such a
Lopsided Offer in Your Favor?

First, as a warning, this offer will not last long.

That's because I literally won't make a dime when you enroll today. The price for a one-year membership doesn't even cover the cost to air this video and send you all the material you will be receiving.

And I am fine with not making any money on this.

However, the CFO of Newsmax currently has plans to double the initial fee. I'm not sure when that will happen, but I am certain it will take place in the very near future.

My 100% guarantee policy is also a reflection of how confident I am in my skills and abilities to profit from the financial markets . . . and more importantly, how confident I am that I can show you to do the same!

You see . . . I have a deep internal conviction that I must be a good steward over my money and investments. And after my three-decade career of investing . . . honing my skills and increasing my abilities . . . investment stewardship is now just a part of my DNA.

I know I can't be the servant who took the master's money and buried it in a hole out fear.

And I also can't take the talent I've been given and blindly follow the herd — letting the love of money rule my investments with hope and hype.

No.

I have to look well into every investment I make. And with the Ultimate Wealth Report I know that you can do the same.

So don't wait any longer to get ALL the tools you need to steward your investments and set yourself on a path to ultimate wealth.

Enroll today by clicking the button below . . . when you do, you will get all the details on this limited-time offer and also find an additional bonus for enrolling today valued at $100.

God Bless.

Sean Hyman
Editor
Ultimate Wealth Report